Jeff Duncan Real Estate
Jeff Duncan
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Archive for the ‘General’ Category

2 Myths Holding Back Home Buyers

June 20th, 2019 by Jeff Duncan

Freddie Mac recently released a report entitled, “Perceptions of Down Payment Consumer Research.” Their research revealed that, “For many prospective homebuyers, saving for a down payment is the largest barrier to achieving the goal of homeownership. Part of the challenge for those planning to purchase a home is their perception of how much they will need to save for the down […]

Get Out of the Rental Trap in 2019

January 16th, 2019 by Jeff Duncan

Are you a renter who is dreaming of home ownership? Are you like most renters: you don’t have a bunch of cash for a down payment, or maybe you’re able to put a little away every month after the rent & utilities are paid, but it feels like it will take years to save enough? […]

One Smart Way You Can Save On Your Home Purchase

August 29th, 2018 by Jeff Duncan

With continually rising home prices and mortgage rates creeping up, many home buyers are looking for ways to cut down on costs wherever they can. One often forgotten factor affecting your potential home financing is your credit score.  I know, boring right? You’re in luck- I’ve boiled it down for you. Read on for a […]

Why Summer Is a Great Time to Buy a Home

June 18th, 2018 by Jeff Duncan

Here’s a secret: I can make a list of reasons why now is a great time to buy a home, regardless of the season. It’s almost summer now, but the truth is that the best time to buy a home is when you’re ready to buy a home.  Are there reasons to wait?  Sure, but […]

3 Top Tips for First-Time Homebuyers

April 9th, 2018 by Jeff Duncan

It’s an increasingly difficult market for home buyers, first-timers especially.  I received an update on lending rates this morning, and the current 30-year fixed-rate mortgage is at 4.5% interest.  While that’s still very low compared to the trends over the past 30 years, it’s up from where we’ve been recently which isn’t making things any […]

Don’t Wait until Spring to Buy

January 18th, 2018 by Jeff Duncan

There are practical reasons that people generally like to shop for homes in the spring and summer (have you been outside lately? It’s COLD!).  But, buyers that shop in the winter have some distinct advantages this year.   Mortgage Interest Rates are Expected to Increase Your mortgage payment is driven by two main factors: Your […]

3 Tips for Buying a Home in a Competitive Market

December 20th, 2017 by Jeff Duncan

Buyers have been at a disadvantage for the past 24 – 30 months in the current high demand/low supply market. Many have learned the following information the hard way; by missing out on opportunities to compete for the home they wanted. These three tips can not only help you purchase a great home in this […]

Why Pre-Approval Should Be Your First Step

November 21st, 2017 by Jeff Duncan

In many markets across the country, the number of buyers searching for their dream homes greatly exceeds the number of homes for sale. This has led to a competitive marketplace where buyers often need to stand out. One way to show you are serious about buying your dream home is to get pre-qualified or pre-approved […]

Still renting?

October 10th, 2017 by Jeff Duncan

Are you still renting? You must have a good reason, but I can’t figure out why you’d continue making someone else’s mortgage payment. With interest rates near historically low levels, and new loan programs with low down payment requirements and down payment assistance, it just makes good sense to make the leap to homeownership. Here’s […]

Advice for Buyers in a Seller’s Market

August 22nd, 2017 by Jeff Duncan

Instead of my usual quick tips for buyers, today I’m giving advice more geared toward the mindset of a successful buyer.  Adjusting the way you think about your approach to buying a home will prepare you for the detailed steps you’ll take in the process.   Don’t get discouraged   This is much easier said […]

Community Events

Day trip to Camano Island, Washington.

Fun Getaways

A short drive about 2 hours to Washington, USA, Camano Island.You must have a valid travel document. I will be driving from Abbotsford directly to Bellingham and we all meet at a Starbucks near Lowe's in Bellingham 8:30 am. 1185 E Sunset Dr....

Lake Padden Rollercoaster Hike

Bellingham Trails Meetup

Distance: 6.3 Miles roundtrip.Elevation Gain: 1030 feet.Pace: 3-3.5 MPH.Terrain: Gravel, dirt trails, some steep hills. Let's meet at the WEST entrance. I'll be parked near the restrooms and will wait near the bench by the restrooms. This is a...

Crystal Bowl Monday Meditation

Center for Mindful Use

Whether you are new to meditation or a veteran "sitter," please join us every Monday evening in Bellingham's Forum de Freedom as the CMU community gathers to practice mental stillness. Meditation unites mind, body and spirt, helping one tap into...

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